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All Risks Home Insurance

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*Subject to minimum premium. Underwriting criteria applies. Optional extras not included. New customers only.

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Learn more About All Risk Insurance

There is nothing more frustrating than having one of your valuables damaged, lost or stolen outside your home and discovering you're not covered. All risk cover provides you with wider cover than standard contents. It is a great option if you have valuable items that you use or carry with you while you are out and about with up to 60 days worldwide cover.

What Is All Risk Insurance?

All risk cover provides you with wider cover than your household contents insurance. You can protect your belongings whether they are, inside or outside your home. 

 

It's a great option for you if you have: 

• Laptops

• Tablets

• Sporting Equipment

• Photographic Equipment

That you often use while on the move.

 

What is The Difference Between Specified All Risk & Unspecified All Risk?

When it comes to All Risk insurance you can choose two options, specified and unspecified.

Specified

For specified all risk insurance you must list the items that you wish to have insured. These are usually high value items such as Jewellery or laptops.

Unspecified

Unspecified all risk cover allows you cover items that do not need to be specified with maximum cover of €1,000 per single item. All you need to do is select a total value that meets your requirements. This typically covers lower value Jewellery items.

Ultimately the option that is right for you depends on the value of your belongings.

 To get a personalised answer contact us today, we would love to help.

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