- Physical damage to commercial buildings and their contents resulting from terrorism carried out by an individual or group
Terrorism contracts usually define terrorism as an act or series of acts, including the use of force or violence, of any person or group(s) of persons, whether acting alone or on behalf of, or in connection with any organization(s) committed for political, religious or ideological purposes, including the intention to influence any government and/or to put the public in fear for such purposes
- Associated business interruption expenses, including profit loss and increased operation costs
Losses associated with war and civil war, biological or chemical agents, or nuclear material will be excluded.