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Car Insurance

Save 10% when you buy online with AIG[1]

  • Car Insurance starting from just €280[2]
  • Up to 65% No Claims Discount
  • 24/7 Breakdown Assistance[3]

Policy terms & conditions apply

 

Rated 4.4/5 based on 3,822 reviews on Feefo

 

Why Choose AIG Car Insurance?

We offer peace of mind, great coverage, and a range of benefits with our car insurance policies. When you drive with us, you'll have 24 hour support, protection for your vehicle, and coverage abroad. Plus, you can choose what level of car insurance coverage you need between our third party fire and theft, comprehensive or policies for young drivers. 

Find more information about our motor insurance policies here

Compare our car insurance cover options

At AIG we offer comprehensive, third-party fire & theft, and black box car insurance options. By comparing our motor insurance cover and understanding the difference between each policy you can choose the best one for your needs.

Find out about excess and other insurance terminology.

 

Additional Car Insurance Benefits

If your keys or lock transmitter are stolen we will pay for the cost of replacing:

  •  the door locks and/or boot lock
  • the ignition / steering lock
  • the lock transmitter and central locking interface

Up to €500.

If the loss of personal belonging occurs during the period of your insurance while in or on your car, we will pay up to €400 to replace these due to accidental loss or damage.

This could include the contents of a handbag, for example.

We will pay for all fees connected with towage and storage of your car up to €300 provided you notify us within 48 hours of any accident or loss.

If you notify us more than 48 hours after the incident, we will determine the amount we deem reasonable to pay for fees accumulated.

Bringing your car abroad? You’re covered by your AIG car insurance policy when driving your car in the Republic of Ireland and the UK, including sea travel between Irish ports.


Cover extends to driving in EU countries, as well as Switzerland, Iceland, Norway, and Croatia, for up to 60 days per insurance period. Cover also applies while the car is being transported (including loading/unloading) by sea, air, or rail between the covered countries, if the journey is under 65 hours.

Depending on your policy you may have windscreen cover included free of charge. If included, this will be noted on your schedule of insurance. This provides unlimited cover for the windscreens or windows of your car with an AIG approved repairer. If you choose to use your own repairer, we will cover you up to €225 for replacement. Your car insurance no-claims bonus will NOT be affected.

There are two types of protection that may be available to protect your no claims bonus.

 

Step back protection applies automatically once you have 3 or more years no claims bonus. In the event of a claim, you will not lose your full bonus, but it will be reduced.

 

Protected no claims bonus If you pay extra to protect your no-claims bonus once you have 3 years or more no claims bonus, you can have two claims in a three-year period of insurance without affecting your no-claims bonus. This does not protect your premium. 

We will replace your brand new car with a new one if your car is stolen, unrecovered or seriously damaged. You can find the full details here and in your policy booklet.

If you have cover for breakdown assistance it will be noted in your schedule of insurance. This will cover both roadside assistance and home start. You can find the full details here and in your policy booklet.

Save with AIG motor insurance

Choose AIG car insurance and make significant savings with exclusive discounts and benefits

 

Customer Reviews

More than 3 in 4 customers would recommend AIG Ireland.[8]

[9] Rated 4.4/5 based on independent reviews from Feefo. Read all reviews here.

Read our car insurance frequent asked questions (FAQs)

A second car which you own and are the main user of, may be added for a short period. A second car insurance policy would need to be created for a second car on a permanent basis. Some restrictions may apply.

The policyholder may drive someone else's private car on a third party only cover basis. If this cover applies it will be noted on your certificate of insurance. This cover does not extend to other drivers or to commercial vehicles. If in doubt, please contact us to confirm cover. Restrictions may apply.

Yes, we offer a finance option which requires a 25% deposit at purchase followed by 9 instalments. See full terms and conditions at quote stage.

If you have cover for breakdown assistance it will be noted in your schedule of insurance. This will cover both roadside assistance and home start. You can find the full details here and in your policy booklet.

A no claims bonus is a discount you earn for each year claims free driving on your insurance policy. AIG offer a no claims discount of up to 6 years.  

A no-claims bonus is a discount you can earn to reduce the cost of your car insurance. It is earned by having a claims free year on your policy. Each consecutive year that you are claims free will add an additional discount to your policy. No Claims Bonus reaches its maximum discount when you have 6 or more years consecutive claims free 

Explore our car insurance content hubs

See more helpful tips and articles in our car insurance blog.

Need Help?

 

 

Renew your car insurance policy

Renewing online is simple & quick. All you'll need is your email address and date of birth to get started. From there just follow the steps to renew your policy. If you are stuck and need help, you can find our step by step guide on how to renew online here.

Terms and conditions:

[1] 10% online discount automatically applied to all new business AIG direct car insurance quotes. Subject to minimum premium.

[2] AIG Direct Car Insurance is available from just €280. This price excludes the levies and applies to a wide range of quotations. Figure based upon Comprehensive Insurance for a 50 year old accountant and spouse, living in Ballsbridge, Dublin 4, 10 year full Irish licence, no penalty points, 6 years no claims bonus, 6 years claims free, annual mileage 10,500, driving a 2021 Volkswagen Passat 1.6 petrol, worth €35,000 for social domestic and pleasure use with  commuting. Minimum premium of €280 + 3.95% levy applies. Driving other cars extension, roadside assistance and windscreen cover included. Example correct as of 16/01/2025. Quote ref 35095211733.

[3] Additional criteria may apply. Not applicable for BoxClever policies. Driving other cars benefit applies to policyholders aged 25+ with a full Irish licence.

[4] BoxClever Car Insurance is available from just €550. This price excludes levies and applies to a wide range of quotations. Figure based upon comprehensive insurance for a 22 year old student insured only, living in Knocklyon, Dublin 16, 1 year Full licence, no penalty points, 1 year no claims bonus and no previous claims, annual kilometres of 5,000, Driving a 2012 Ford Fiesta, 1.2 L Petrol, worth €5,000 for Social Domestic and Pleasure only. Replacement locks cover and windscreen cover included. Example Correct as Example Correct as of 16/01/2025 Quote ref 35095211733.

[5] AIG Direct Car Insurance is available from just €280. This price excludes the levies and applies to a wide range of quotations. Figure based upon Third Party Fire and Theft insurance for a 50 year old accountant and spouse, living in Ballsbridge, Dublin 4, 10 year full Irish licence, no penalty points, 6 years no claims bonus, 6 years claims free, annual mileage 10,500, driving a 2021 Volkswagen Passat 1.6 petrol, worth €35,000 for social domestic and pleasure use with  commuting. Minimum premium of €280 + 3.95% levy applies. Quote 42544073838 as of 02/12/2025.

[6] Underwriting criteria applies.

[7] To qualify for 20% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% discount for 3 years no claims.

[8] Based on a combined promoter score of 75% in 7,784 AIG Ireland new business customers and renewing customers from January 1st 2024 to November 30th 2024.

[9] Rated 4.4/5 based on independant reviews from Feefo. Customer images are for illustration purposes only and are not reflective of the customer in order to protect their privacy.

 

 

NOTE:

• Our products are available for Ireland residents only.

• You must be 17 years of age to purchase a boxclever telematics policy.

• You must be 21 years of age or older to purchase a standard policy.

• You can find a copy of our terms of business here