What Does Contents Insurance Cover?
The easiest way to understand what insurers consider “contents” is to consider anything you would pack if you were to move house. Your contents cover also includes; carpets and curtains, and includes furniture, domestic appliances, clothing and jewellery.
A home contents insurance policy covers loss, destruction and/or damage caused by a range of events insured including:
- Fire & Smoke
- Storm or Flood
- Freezing, Escape of Water from any Plumbing or Heating System, Fixed Water Apparatus or Fixed Domestic Appliance.
- Escape of Oil from within any Plumbing or Heating System or Fixed Domestic Appliance.
- Stealing (or Attempted Stealing)
- Malicious Damage and Vandalism
For more information you can view the Product Information Document and our Home Insurance page.