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Buy House Insurance Online & Enjoy a 10% Discount*

*Subject to minimum premium. Underwriting criteria applies. Optional extras not included. New customers only.

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AIG Home Insurance

Protect the things that matter most to you with Home Insurance from AIG.

On top of offering you a variety of options for household insurance that suit your needs without breaking the bank, you can also get fantastic Home Insurance with prices starting from €210.[1]  Come rain, snow, flood or fire, we’ve got you covered. All of our cover levels insure you against fire, smoke, storm, flood, freezing, escape of water or oil, stealing, malicious damage, subsidence and heave or landslip. Learn more about our different levels of house insurance cover below and get a home insurance quote from AIG today. [1]Terms and Conditions apply.

Important Information on Under-Insurance

A Central Bank of Ireland review of the Home Insurance Market in September 2022 highlighted the risk of Under-Insurance to Homeowners. Find out how it might affect you and the actions you can take today.

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Why You Should Switch to AIG Home Insurance Today?

Your home is a sacred place; a treasure trove of all your personal items, a place for your entire family to be safe and bond & a place of relaxation and rest. At AIG we understand this and we want to ensure that your home is kept safe so you and your family can enjoy peace of mind in your own personal space. When you take out a home insurance quote with AIG you can be sure of the below benefits:

Save 10% Online

Buy online and you instantly save 10% on your Home Insurance & earn 30% off with 3 years or more No Claims Discount.[2]

Earn 20% Off With AIG Car Insurance

Earn additional discounts on your premium as an existing AIG car insurance policy holder with our 20% Loyalty Discount off your home cover.

Emergency Home Assist Helpline

Our 24 hour Home Assist emergency helpline gets you in touch with a network of repairers to help alleviate the effects of a loss. Call 0818 112 224

[2]To qualify for 30% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% Discount for 3 years No Claims. A 10% & 20% discount applies for 1 year & 2 years No Claims respectively.

Home Insurance Comparison

We offer two attractive cover levels giving you the choice to choose what's needed for you. The Plus plan includes "essential" covers and extra benefits at a competitive price while the Premium plan offers our widest range of benefits to protect your home. Choose a level of Home Insurance Cover that suits your needs.

Plus Cover

 Accidental breakage of glass and sanitary fittings

  • Door locks replacement: Up to €750
  •  Fire Brigade charges: Up to €1,500
  •  Satellite dishes, TV aerials and masts up to 30ft: Up to €1,500 
  • Vouched clean-up expenses (oil escape): Up to €1,500
  • Title deeds: Up to €750

 

Plus Cover Limitations

Plus Home Insurance cover may not be the right option for you if you want cover for additional scenarios such as adapting your home following a disability or credit card or debit fraud & you want extras with your policy like inclusion an inclusion of Unspecified All Risks Cover

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Premium Cover

+ All The Benefits Of Plus With Higher Limits

  • Inclusion of Unspecified All Risks Cover up to €3,000
  • Fraudulent use of credit/debit cards – up to €3,000
  • Adaptation of Home (following disability) up to €10,000
  • Damage to headstones up to €1,000
  • Landscaping cover up to €1,000

What To Consider With 'Premium Cover'?

Premium Home Insurance is typically more expensive than our Plus cover. However it does come with many more benefits which you may decide are better suited to your needs. This is our most comprehensive package for protecting your home.

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Plus Cover

 Accidental breakage of glass and sanitary fittings

 Door locks replacement: Up to €750

 Fire Brigade charges: Up to €1,500

 Satellite dishes, TV aerials and masts up to 30ft: Up to €1,500

 Vouched clean-up expenses (oil escape): Up to €1,500

 Title deeds: Up to €750

Plus Cover Limitations

Plus Home Insurance cover may not be the right option for you if you want cover for additional scenarios such as adapting your home following a disability or credit card or debit fraud & you want extras with your policy like inclusion an inclusion of Unspecified All Risks Cover

GET A QUOTE NOW

Premium Cover

+ All The Benefits Of Plus With Higher Limits

 Inclusion of Unspecified All Risks Cover up to €3,000

 Fraudulent use of credit/debit cards – up to €3,000

 Adaptation of Home (following disability) up to €10,000

 Damage to headstones up to €1,000

 Landscaping cover up to €1,000

What To Consider With 'Premium Cover'?

Premium Home Insurance is typically more expensive than our Plus cover. However it does come with many more benefits which you may decide are better suited to your needs. This is our most comprehensive package for protecting your home.

GET A QUOTE NOW

Optional Extras To Enhance Your Home Insurance Cover

Accidental Damage

For wider protection of your home and its contents get cover for any accidental damage that may occur.

All Risks Cover

All Risks cover is a type of coverage that includes all items - even items you may not have specified - in your cover.

Pedal Cycle Cover

Do you cycle a lot or own a couple of bikes? Your bicycles can be insured for up to €1,000 per bike.

Note: See our relevant product information document for full details, including exclusions and excess information.

What is Contents Insurance?

Contents insurance is designed to protect your personal belongings and items if you are the victim of a theft, fire or flood and save you from the extra stress of having to replace these items on your own.

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Frequently Asked Questions

You can find a list of our most frequently asked questions on our FAQ page. If you are looking to make changes to your policy you can find out how to do so on our Existing Customers page. You can also find a wide array of helpful tips and advice on our blog.

Policy Documents

You can find our Home Insurance Policy Document and IPIDs including all our historical versions, by following the link below.

POLICY DOCUMENTS

Have A Question?

You can contact our customer service team between 9am - 6pm on 0818 244 244. If you need help with your existing policy or are looking to renew, you can find all your relevant information on our Existing Customers page.

Call: 0818 244 244

Customer Reviews

24/7 Emergency Home Assist Helpline.

"I WAS HAPPY WITH THE SERVICE PROVIDED. WILL BE HAPPY TO USE AGAIN."

DONAL - OCTOBER 2023

Manage your policy online with MyAIG.

"QUICK AND EASY PROCESS TO FOLLOW AND IT WENT REALLY SMOOTHLY! CLEAR COMMUNICATION FROM THE COMPANY AND DETAILS ARE EASILY ACCESSIBLE TO VIEW."

VINCENT - NOVEMBER 2023

Get 20% off with your AIG Car Insurance.

"VERY COMPETITIVE WITH A SIZEABLE DISCOUNT WITH CAR INSURANCE."

CIARAN - NOVEMBER 2023

90% of our customers are happy with our service team.[3]

"EXCELLENT EFFICIENT SERVICE. NO DELAYS IN GIVING QUOTATION, DETAILS AND REASONABLE CHARGE. IMMEDIATE FOLLOW UP ON ALL DOCUMENTATION, DEFINITELY 5 STAR."

LILIAN - OCTOBER 2023

What's The Secret To A Lower Quote On Home Insurance?

We have a few tips…

Purchase your home and car insurance together. AIG offers fantastic rates on car and travel insurance.  When you double up with car insurance, you can save 30% on your Home Insurance.

Disaster-proof as much as possible. It’s impossible to be prepared for everything, but adding extra protection to your roof, windows, and risky areas of your home can reduce your quote, not to mention having properly operating smoke detectors.

Homebodies get better benefits. If you’re often away from your home for 28 days at a time, you may see an increase in your quote.

Lock it up. Quality locks paired with a burglar alarm can translate to serious savings, not to mention peace of mind.

Learn About Protecting Your Home & More

See more helpful tips and articles in our Home Insurance Blog

The Ultimate Guide to Insuring Your New Home

Buying a new house is stressful enough without stressing about home insurance policies. Learn more about insuring your new house. 

Find out more

Home Insurance: What Is All Risk Insurance?

Do you know what all risk insurance is? If not and you own a home this is for you! Learn more about home insurance today.

Find out more

How to Make a Claim on Your Home Insurance Policy

Take the stress out of making a claim on your home insurance with our step by step guide. Discover the dos and don’ts of making a claim. 

Find out more

Terms and Conditions:

[*] 10% discount using the Promocode: AIGHOME10. This home promotion is subject to a minimum premium for Buildings and Contents cover of €210 ex levies. (based on 3 bed house in Knocklyon Dublin 16 with Buildings up to €190k and Contents up to €25k with burglar alarm and claims free for 3 years). Underwriting acceptance terms and conditions apply. Optional extras not included. This promotion applies to new residential owner-occupied home customers only.      

[1] Our Home Insurance policies are subject to a minimum premium of €210 for Buildings and Contents, €105 for Buildings cover only and €105 Contents cover only. All minimum premium amounts exclude 5% government levy.

[2] To qualify for 30% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% Discount for 3 years No Claims. A 10% & 20% discount applies for 1 year & 2 years No Claims respectively.

[3] Rated 4.5/5 based on independant reviews from Feefo. Read all reviews here.