Skip To Main Content

Car Insurance

..It Happens! Better to get Car Insurance in Ireland starting from €280[2]. It's got to be AIG!

Enjoy a 10% online discount automatically applied to your new car insurance quote[1].

GET A QUOTE

Why Choose AIG Car Insurance?

We offer peace of mind, great coverage, and a range of benefits with our car insurance policies. When you drive with us, you'll have 24 hour support, protection for your vehicle, and coverage abroad. Plus, you can choose what level of car insurance coverage you need between our third party, comprehensive or policies for young drivers. 

Find more information about our motor insurance policies here. 

Breakdown assistance

We provide 24 hour Breakdown Assist in Ireland as standard on our motor policies.[3]

Protection for your windscreen

Damage to your windscreen? We’ll replace it without any fuss so you can get back on the road..

Drive other cars

Take out car insurance with us, we’ll give you automatic third party insurance to drive someone else’s car. [3]

'No claims bonus' protection

If you make a fire, theft, or broken glass claim, thanks to our step back protection, only part of your no claims bonus will be affected.

[3] Additional criteria may apply. Driving other cars benefit applies to policyholders aged 25+ with a full Irish licence.

Additional Car Insurance Benefits

If your keys or lock transmitter are stolen we will pay for the cost of replacing:

  •  the door locks and/or boot lock
  • the ignition / steering lock
  • the lock transmitter and central locking interface

Up to €500.

If the loss of personal belonging occurs during the period of your insurance while in or on your car, we will pay up to €300 to replace these due to accidental loss or damage.

This could include the contents of a handbag, for example.

We will pay for all fees connected with towage and storage of your car up to €300 provided you notify us within 48 hours of any accident or loss.

If you notify us more than 48 hours after the incident, we will determine the amount we deem reasonable to pay for fees accumulated.

Driving on a holiday? You’re covered by your AIG car insurance policy when driving in the Republic of Ireland and the UK, including sea travel between Irish ports.


Cover extends to driving in EU countries, as well as Switzerland, Iceland, Norway, and Croatia, for up to 45 days per insurance period. Cover also applies while the car is being transported (including loading/unloading) by sea, air, or rail between the covered countries, if the journey is under 65 hours.

VIEW DETAILED COVER BENEFITS

Save with AIG motor insurance

Choose AIG car insurance and make significant savings with exclusive discounts and benefits

Get 65% off with your 'no claims discount'

If you have 6 years or more claim free driving, you could save up to 65% on your AIG car insurance policy.[6]

Save more with your partner

You could benefit from a reduced premium if you and your partner are insured on the same policy and vehicle.

Save 20% on home insurance

As an AIG car insurance policy holder, you could save with our 20% loyalty discount[7] off an AIG home insurance quote. 

€10k personal accident cover

If you are injured in an accident, we offer up to €10,000 personal accident cover letting you get back to recovering.

[6] Underwriting Criteria Applies

[7] To qualify for 20% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% discount for 3 years no claims.

 

Customer reviews:

More than 3 in 4 customers would recommend AIG Ireland.[4]

Free 'breakdown assistance' on our standard policies.[3]

“THE BREAKDOWN ASSISTANCE STAFF WERE EXCELLENT, REALLY COULD NOT HAVE BEEN MORE HELPFUL. JUST FIRST-CLASS CUSTOMER SERVICE.”

Paal - November 2024

Unlimited Windscreen Cover by Standard.

"GOOD VALUE FOR MONEY. COULDN'T FIND SIMILAR COVER FOR SAME MONEY ANYWHERE ELSE."

Evaldas - September 2024

One Helpful Agent Throughout your Claim.

"WE HAVE BEEN WITH AIG FOR THE PAST THREE YEARS. OUR PREMIUM PAYMENT HAS REMAINED VERY AFFORDABLE AND HAS ONLY INCREASED VERY LITTLE. I HAD AN ACCIDENT LAST YEAR AND THE SUPPORT I RECEIVED WAS EXCELLENT. THE CUSTOMER SERVICE IS SECOND TO NONE."

Rose - August 2024

88% Customer Service Satisfaction.[5]

“REALLY EXCELLENT CUSTOMER SERVICE BETWEEN BUYING CAR INSURANCE AND TRANSFERRING COVER TO A REPLACEMENT CAR WHILE MINE WAS OFF THE ROAD.”

Tony – October 2024

[3] Additional criteria may apply. Not applicable for BoxClever policies. Driving other cars benefit applies to policyholders aged 25+ with a full Irish licence. [4] Based on a combined promoter score of 75% in 7,784 AIG new business customers and renewing customers from January 1st, 2024 to November 30th, 2024. [5] Rated 4.4/5 based on independent reviews from Feefo. Read all reviews here.

Customer images are for illustration purposes only and are not reflective of the customer in order to protect their privacy.

Compare our car insurance cover options

At AIG we offer comprehensive, third-party fire & theft, and black box car insurance options. By comparing our motor insurance cover and understanding the difference between each policy you can choose the best one for your needs.

Third party, fire & theft

Covers damage to other's cars or property, plus fire and theft protection for your car.

✔ Breakdown assist

✔ Theft

✔ Fire

✔ Legal liability

€300 standard policy excess

 

FULL BENEFITS

Comprehensive insurance

A more inclusive cover that covers damage to your car and other people's cars and property.

✔ Breakdown assist

✔ Theft

✔ Fire

✔ Legal liability

✔ Accidental damage

✔ Temporary replacement car

✔ New for old replacement car

€300 standard policy excess

 

FULL BENEFITS

BoxClever insurance

A policy designed specifically for young and first-time drivers to save more with our telematics / black box insurance option.  

✔ Theft

✔ Fire

✔ Legal liability

✔ Accidental damage

✔ Temporary replacement car

✔ New for old replacement car

✔ Accident alerts

✔ Theft tracking

✔ Access to rate my drive portal

✔ Good driving rewarded

 

LEARN MORE

Find out about excess and other insurance terminology.

 

Renew your car insurance policy

Renewing online is simple & quick. All you'll need is your email address and date of birth to get started. From there just follow the steps to renew your policy. If you are stuck and need help, you can find our step by step guide on how to renew online here.

CLICK HERE TO RENEW

Read our car insurance frequent asked questions (FAQs)

A second car which you own and are the main user of, may be added for a short period. A second car insurance policy would need to be created for a second car on a permanent basis. Some restrictions may apply.

The policyholder may drive someone else's private car on a third party only cover basis. If this cover applies it will be noted on your certificate of insurance. This cover does not extend to other drivers or to commercial vehicles. If in doubt, please contact us to confirm cover. Restrictions may apply.

Yes, we offer a finance option which requires a 25% deposit at purchase followed by 9 instalments. See full terms and conditions at quote stage.

If you have cover for breakdown assistance it will be noted in your schedule of insurance. This will cover both roadside assistance and home start. You can find the full details here and in your policy booklet.

A no claims bonus is a discount you earn for each year claims free driving on your insurance policy. AIG offer a no claims discount of up to 6 years.  

A no-claims bonus is a discount you can earn to reduce the cost of your car insurance. It is earned by having a claims free year on your policy. Each consecutive year that you are claims free will add an additional discount to your policy. No Claims Bonus reaches its maximum discount when you have 6 or more years consecutive claims free 

READ MORE FAQS

Need Help?

Contact us

Contact us between 9am - 6pm on 0818 244 244. Get help with your existing policy or to renew, you can find out more on our existing customers page.

CALL: 0818 244 244

Policy documents

You can find your personal policy on your confirmation email when you took out your policy. However you can also find our standard car insurance policy documents below.

POLICY DOCUMENTS

Make a claim

Call our team today to get dedicated help from an expert advisor. You'll need your policy number, your car registration and details of your claim ready.

CLAIMS CONTACT

MyAIG

Amend and renew your car insurance policy, upload/view or print your documents, retrieve saved quotes or get in touch through your MyAIG account. 

LOGIN / REGISTER

 

 

Explore our car insurance content hubs

See more helpful tips and articles in our car insurance blog.

Safe driving practices & tips

Driving on busy roads is challenging, for this reason we've created this road safety hub with driving practices, tips for Irish roads & more.

Learn More

Buying a car in Ireland tips & guides

Whether you are planning to buy a new vehicle or a used car, it’s important to take your time and consider a number of factors before making a purchase.

Learn More

Compare car insurance policies

Trying to decide on which type of car insurance policy you need, or need some help to understand car insurance jargons? We've got you covered!

Learn More

Tips for Young & First Time Drivers

Are you a Young Driver or a First Time Driver? Explore our tips and guides to help you get your driver’s license, get affordable car insurance, and more!

Learn More

Car Maintenance Tips

Routine checks and basic car maintenance is vital to keeping your car in good condition and prolong its lifespan. Explore our guides! 

Learn More

Cheap Car Insurance Premiums

We've put together a number of articles & guides to help you understand what impacts the cost of your premium and what you can do to get a cheaper car insurance rate.

Learn More

Electric Cars Benefits & Trends

We all know that driving an electric car is better for the environment, but reduced emissions are just one of its benefits. Learn more in our e-Car hub!

Learn More

Terms and conditions:

[1] 10% online discount automatically applied to all new business AIG direct car insurance quotes. Subject to minimum premium.

[2] AIG direct car insurance is available from just €280. This price excludes the levies and applies to a wide range of quotations. Figure based upon comprehensive insurance for a 50 year old accountant and spouse, living in Ballsbridge, Dublin 4, 10 year full Irish licence, no penalty points, 6 years no claims bonus, 6 years claims free, annual mileage 10,500, driving a 2021 Volkswagen Passat 1.6 petrol, worth €35,000 for social domestic and pleasure use with  commuting. Minimum premium of €280 + 3.95% levy applies. Driving other cars extension, roadside assistance and windscreen cover included. Example correct as of 16/01/2025. Quote ref 35095211733.

[3] Additional criteria may apply. Driving other cars benefit applies to policyholders aged 25+ with a full Irish licence.

[4] Based on a combined promoter score of 75% in 7,784 AIG Ireland new business customers and renewing customers from January 1st 2024 to November 30th 2024.

[5] Rated 4.4/5 based on independant reviews from Feefo.

[6] Underwriting criteria applies

[7]To qualify for 20% off your home quotation, you must have at least 3 years claims free history on the house to be insured. 30% discount for 3 years no claims.

 

NOTE:

• Our products are available for Ireland residents only.

• You must be 21 years or over to purchase a policy.

• You can find a copy of our terms of business here